Terms of Use

Last updated: 1st September 2026

Acceptance of Terms

By accessing and using canyon-ibex.com (the "Website") and our educational services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Description of Services

canyon-ibex.com provides financial education programmes for individuals and families. Our services include courses on personal finance, investment strategies, family financial planning, and related educational content.

We offer educational services only. We do not provide personalised financial advice, investment management, or recommendations tailored to individual financial circumstances. For specific financial advice, please consult a qualified financial adviser.

Enrolment and Payment

When you enrol in one of our programmes, you enter into a binding agreement to participate in the selected course and pay the stated fees. All prices are displayed in British pounds (£) and include applicable taxes.

Payment must be received before course commencement unless alternative arrangements have been agreed in writing. We reserve the right to deny access to courses if payment has not been received.

Cancellation and Refund Policy

You may cancel your enrolment and receive a full refund if you notify us at least 14 days before the course start date. Cancellations made less than 14 days before the start date will receive a 50% refund. No refunds will be issued after the course has commenced.

We reserve the right to cancel or reschedule courses due to insufficient enrolment, instructor unavailability, or unforeseen circumstances. In such cases, you will receive a full refund or the option to transfer to another course.

Intellectual Property

All content on this website, including text, graphics, logos, images, course materials, and software, is the property of canyon-ibex.com or our content suppliers and is protected by United Kingdom and international copyright laws.

Course participants may receive educational materials for personal use only. You may not reproduce, distribute, modify, or create derivative works from our materials without written permission.

User Conduct

When using our website or attending our courses, you agree to:

  • Provide accurate and complete information during enrolment
  • Treat instructors and other participants with respect
  • Not disrupt classes or interfere with others' learning
  • Not share course materials with non-participants
  • Not use our services for any unlawful purpose

We reserve the right to remove participants who violate these conduct standards without refund.

Disclaimer of Educational Outcomes

While we strive to provide high-quality financial education, we cannot guarantee specific learning outcomes, financial results, or success in applying the knowledge gained. Your results depend on various factors including personal effort, individual circumstances, and market conditions.

The information provided in our courses is for educational purposes and reflects general principles. It is not a substitute for professional financial advice tailored to your specific situation.

Limitation of Liability

To the fullest extent permitted by law, canyon-ibex.com, its directors, employees, and instructors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

Our total liability for any claim arising from your use of our services shall not exceed the fees you paid for the specific course giving rise to the claim.

Website Availability

We strive to maintain website availability but do not guarantee that the website will be available at all times or free from errors. We may suspend, withdraw, or restrict access to the website for maintenance or other reasons.

External Links

Our website may contain links to third-party websites for your convenience and information. We do not control these external sites and are not responsible for their content, privacy policies, or practices. Accessing third-party links is at your own risk.

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy and GDPR compliance statement. Please review these documents to understand how we collect, use, and protect your personal information.

Age Restrictions

Our website and enrolment processes are designed for use by adults aged 18 and over. Enrolment for programmes intended for minors must be completed by a parent or legal guardian.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated effective date. Continued use of our website or services after modifications constitutes acceptance of the revised terms.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any specific course terms provided at enrolment, constitute the entire agreement between you and canyon-ibex.com regarding your use of our services.

Contact Information

If you have questions about these Terms of Use, please contact us at:

Email: [email protected]
Address: 47 Deansgate Avenue, Manchester M3 2JK, United Kingdom